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Selling a home is a big milestone — and understanding the closing process can help you avoid surprises and stress. Here’s what to expect once you accept an offer.
1. Offer Acceptance
Once both parties sign the purchase agreement, you enter escrow. The buyer typically deposits earnest money to show good faith.
2. Home Inspection & Negotiations
Most buyers will order a home inspection. If issues arise, they may request repairs or ask for a credit at closing. Work with your agent to negotiate fairly and avoid deal breakers.
3. Appraisal
If the buyer is financing the purchase, the lender will order an appraisal. If the appraisal comes in low, you may need to renegotiate the price or find a buyer with different financing.
4. Title & Escrow
A title company will check for liens, unpaid taxes, or other issues. Escrow agents hold funds and documents until everything is settled.
5. Final Walkthrough
The buyer will do a final walkthrough, usually 24–48 hours before closing, to ensure the home is in the agreed condition.
6. Closing Day
You’ll sign documents transferring ownership and receive payment, minus any mortgage balance or closing costs. Be sure to bring ID, keys, and garage openers!
Understanding these steps and working with a skilled agent can make closing smooth and stress-free. Planning ahead and being responsive are key to avoiding delays.
